The Benefits of Self Insurance
D&H Alternative Risk Solutions has helped entities create and manage self-insurance programs as a cost effective alternative to conventional insurance. Self-insurance provides the potential for savings and price stability over traditional insurance with the support of management, implementation of loss controls, training and educational programs, effective claims management, and medical cost containment. Many of our clients left the traditional insurance market due to a lack of satisfaction with mainstream products and reached out for guidance in this very complex area. If it is determined your operation is in a position to implement a self insurance program our team will create a personalized self funded program that is specific to your needs.
D&H Alternative Risk Solutions will evaluate the specific claims history, financial strength, and ability to retain risk and work with you to obtain the necessary approvals from the Department of Banking and Insurance. Through our extensive contacts with some of the nation’s leading insurance companies, we have the ability to secure the necessary excess insurance at competitive premiums that will enable you to take that step from conventional insurance to self insurance.
At D&H Alternative Risk Solutions we realize there is no one-size fits all approach so we work to develop a program that suits the specific needs of your exposure.