D&H Services

What We Do

D&H Alternative Risk Solutions Services

Claims Administration

Our experienced claims professionals handle all aspects of claims processing, from entering events into our Claims Management System to pursuing subrogation and third-party recoveries. We maintain effective communication with insured parties and claimants while ensuring accurate claim reserving and developing litigation plans as needed.

Safety & Loss Prevention

D&H provides on-site inspections, custom reports, and guidance on establishing safety committees to reduce claim frequency and severity. Group presentations by experts increase awareness of potential hazards, fostering a safer work environment for employees.

Litigation

Specializing in claims litigation, particularly in Worker's Compensation, our expert defense counsel ensures effective representation for clients. Additionally, we offer seminars covering various claims topics to enhance clients' understanding of legal proceedings.

Insurance Consulting

We assist clients in selecting and implementing appropriate insurance programs, whether alternative or traditional, guiding them through necessary filings and providing cost-saving advice. Our thorough analysis of current coverage and premiums ensures optimal insurance solutions for each client.

Medical Cost Containment

While supporting the role of medical professionals, our cost containment programs aim to reduce long-term costs and ensure satisfaction. By implementing comprehensive strategies, we address both immediate medical needs and long-term financial implications.

Reinsurance Strategies

We assess clients' financial capabilities to establish robust self-insurance plans and structure reinsurance to mitigate significant risks. Our collaborative approach ensures financial stability by protecting against individual accidents and claim accumulations.
Clients

Claims and Consulting Expertise

We provide tailored services from claims and consulting to Worker’s Compensation administration, focusing on cost savings and efficient management since 1996.

Claims and consulting for the Statewide Insurance Fund

D&H provides comprehensive claims services and consulting for over sixty New Jersey municipalities and counties throughout the state.

Workers' Compensation claims administration

D&H manages Worker’s Compensation claims for stand-alone self-insured municipalities and counties employing over 10,000 employees in various job functions.

Workers' Compensation claims management for insurance companies

D&H handles claims adjusting functions for several traditional insurance companies, ensuring significant cost savings while maintaining control.

Workers' Compensation Claims Administration and Managed Care Program coordination

D&H coordinates Worker’s Compensation claims administration and managed care programs for a safety group of small to medium-sized businesses representing various industries.